Money & Bookkeeping

Bookkeeping That Fills Itself In, With Profit & Loss and Cash Flow Built In

Your income and expenses in one place, filled in from the invoices you send and the bills you pay. Your profit and loss and cash flow statements are built for you, ready when you need them.

  • 14 days free
  • No credit card needed
  • In every plan, from $10 a month
Income and expenses add themselves from invoices and bills.

Take a look inside

Real screens from Bookkeeping, Profit & Loss, and Cash Flow, filled in for a sample business. Select any screen to see it full size.

A profit and loss statement, built for you.
See where cash came from and where it went.

Why BlissPoint Access over QuickBooks, Wave, FreshBooks?

  • ✓Enter a transaction once and it flows into P&L, Cash Flow, and the Balance Sheet automatically — no re-entering the same numbers into three separate reports.
  • ✓Cash Flow reports by activity type (operating/investing/financing) the way QuickBooks does, without QuickBooks' price tag.
  • ✓Bundled with Invoicing and Vendor & AP so your full financial picture lives in one place.
  • ✓Accountants and bookkeepers earn 8% of everything each client they bring pays, for as long as that client stays. Intuit's new program pays for three years at most; Xero pays none.

For accountants: earn for as long as your clients stay

Recommend BlissPoint to the businesses you look after, and earn 8% of every plan payment they make, every month, for life. Their accountant pack is one click away whenever you need it.

For accountants: earn for as long as your clients stay
Partner programShare for the accountantFor how long
BlissPoint8%For as long as the client pays
Intuit ProPartner (from early 2027)10%, up to 25% at higher tiers3 years (12 months today)
Gusto5–20% by number of clientsOngoing
XeroNone (perks such as a free subscription)—

Programs' published terms, checked October 2026. A client on Pro ($25 a month) earns you $24 a year, every year they stay. Prefer a bigger first year? The affiliate track pays $15–$80 per signup plus 25% for 12 months; you choose one track.

What You Get

  • Single-ledger bookkeeping for income and expenses
  • Automatic Profit & Loss statement by category
  • Cash Flow statement broken out by activity type
  • Feeds directly into Balance Sheet and Statement of Owner's Equity

Frequently Asked Questions

Do I need separate software for P&L and cash flow?

No — both are built automatically from the same bookkeeping ledger.

Can I categorize expenses for tax purposes?

Yes, and categorized expenses also feed the Federal Tax Deduction Access tool.

I'm an accountant. How do I earn from recommending BlissPoint?

Join the accountant partner program from your BlissPoint account, share your link with clients, and earn 8% of everything each one pays for as long as they stay. Earnings are paid monthly by Stripe once they reach $25.

Is this double-entry accounting?

No — it's a single-entry ledger, which keeps it simple for small business owners while still producing real financial statements.

Ready to use Bookkeeping, Profit & Loss, and Cash Flow?

It comes with every BlissPoint plan, along with every other tool your business needs. Try it all free for 14 days, no credit card needed.

Coming Soon

A look at what's next as BlissPoint Access keeps growing.

The Next Chapter

Payroll and benefits, embedded business banking with virtual cards, business insurance, international money transfers and small business lending — joining the invoicing in any currency and credit building that are already live.

Creator Payments, Merch & Livestreaming

Tips, memberships, digital products, print-on-demand merch and livestreaming — joining the creator home page, owned audience list and Lifeboat backup that are already live.

Education & Tutoring Platform

AI-guided lessons plus live tutors for languages, music, art, trades, and more — for students and lifelong learners alike.

Even More on the Way

An all-inclusive property management suite, human resources software, personal finance tools, more wellness and mental health tools, and much, much more…

See everything BlissPoint Access offers →